1 Online Checking Account is a variable tiered interest rate account. The Annual Percentage Yield (APY) on this account works as follows; if the daily balance is $0 -2,499.99, the APY paid on the entire balance is 0.10%, and for balances $2,500.00 and higher, the APY paid on the entire balance is 0.60% The APY stated is accurate as of April 17, 2018 and is subject to change at any time without notice.
2 No ATM card is available with this account. Unlimited in-person deposits and withdrawals. Federal regulations require the bank to limit the number of transfers from your account to another account of yours at the bank or to third parties by preauthorized, automatic, telephone, or electronic transfers to no more than six (6) per monthly cycle. If you exceed these limitations, we may have to close or reclassify your account as a checking account.
3 APY means Annual Percentage Yield. Rates effective as of April 17, 2018. This is a variable rate account. The promotional APY is available for the first 12 months from account opening on the entire balance, and is subject to change after the 12 months at the bank’s discretion. Promotional rate offer may be changed or withdrawn at any time without notice. Fees may reduce earnings. All other terms and conditions for the Online Savings account apply.
4 Your mobile carrier's message and data rates may apply.
5 Fees may apply for non-Amalgamated, non-Allpoint and international ATM transactions.
Online Checking and Online Savings accounts can only be opened online via this website or at amalgamatedbank.com. They cannot be opened at an Amalgamated Bank branch.
All accounts are subject to the Bank's terms and conditions.
For a complete list of fees, please click here to view the Fee Schedule.
